Your comfort zone
My Home Budget
A home-price target and a monthly mortgage estimate, together.
Private to you · Changes are not saved automatically.
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Monthly comfort zone
Exclude the housing payment estimated here.
Available monthly housing budget: —
Income minus non-housing expenses; enter both amounts, including $0 when appropriate. These values are not saved.
Home & loan
Only the target range is used for professional matching.
Blank assumes $0 for this estimate; your saved value is unchanged.
Enter a lender rate, or preview a fictional rate below.
Separate from calculated income minus expenses.
Taxes, insurance & fees
Blank costs are unknown and excluded, not assumed actual $0. Enter $0 explicitly if not applicable.
Your monthly estimate
Principal & interest only
—
30-year fixed · Enter valid home price, down payment and rate.
Fixed-rate amortization. PMI is estimated at 0.5% of the loan annually below 20% down, and excluded at 20% or more; actual PMI and eligibility vary. Taxes, insurance and HOA use only your entries. Closing costs, lender fees and future changes are excluded. Estimate only, not a loan offer or approval.
Save stores only your target range, down payment and monthly target. Income, expenses, rates, terms and extra costs stay in this visit only.
Budget-compatible means this professional's stated price range overlaps your target. It isn't a guarantee of affordability, suitability, or loan approval.
Explore Mortgage Rates
Interactive Demo · Fictional sample values, not current market rates, verified history, or lender quotes.
Oct 12, 2026 · fictional
5.85%
At this rate: Enter a home price and down payment above
Preview keeps your 30-year loan term and all other costs unchanged. Selecting a series does not change the loan term.
Rates fluctuate. This chart is educational, not a guaranteed offered rate. Credit profile, loan type, points, down payment, location and lender can change your actual rate.